Leisure Guard Travel Insurance Reviews Martin Lewis

So, there I was, standing in the check-in queue at Gatwick, sweating like a sinner in church. I'd just realized I'd left my travel insurance details at home. You know, the ones I'd bought in a panic the night before, because I'd heard Martin Lewis was raving about some budget-friendly option. I mean, if MoneySavingExpert himself says it's good, it must be, right?

Now, I'm not one to miss out on a bargain, but I also don't want to be stranded in some exotic locale with nothing but my wits and a dodgy phrasebook to get me out of trouble. So, I decided to do a bit of digging into this Leisure Guard Travel Insurance that Martin Lewis had been banging on about.

Who's Leisure Guard, Anyway?

First things first, I needed to know who these guys were. I mean, I'd heard of them, but I'd never actually used them. Turns out, they're a trading name of MAPFRE Assistance, a bigwig in the insurance world. They've been around since 1993, so they're not some fly-by-night operation. That's a relief, right?

What's the Deal with Martin Lewis?

Now, I'm not one to question the great Martin Lewis, but I was curious why he was singing Leisure Guard's praises. So, I did a bit of digging and found out that Martin Lewis Money Saving Expert has an affiliate deal with Leisure Guard. This means if you buy through his link, he gets a cut. But here's the thing, he only recommends stuff he genuinely thinks is good. He's built his reputation on that, after all.

So, I figured if Martin Lewis was willing to put his name on the line for Leisure Guard, it was worth a closer look.

Leisure Guard Travel Insurance Reviews: The Nitty-Gritty

I started scouring the internet for Leisure Guard travel insurance reviews. I wanted to know what real people thought, not just what the company was telling me. Here's what I found:

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• Cover Levels: Leisure Guard offers three levels of cover - Bronze, Silver, and Gold. Bronze is the bare minimum, while Gold covers up to £10 million for medical expenses. Most people seemed to opt for Silver, which offers a good balance between cost and cover.
• Excess: There's a standard excess of £50 on all policies, which is pretty average. Some people mentioned that they'd had to pay this out of their own pocket for minor claims, so it's something to bear in mind.
• Customer Service: This was a bit of a mixed bag. Some people praised their quick response times and helpfulness, while others complained about long wait times and unhelpful staff. It seems to be a bit of a lottery.
• Claims
• Most people seemed happy with the claims process, saying it was straightforward and they received their payouts fairly quickly.
• However, a few people mentioned that Leisure Guard had tried to wriggle out of paying for legitimate claims. This is where having a good policy that clearly outlines what's covered comes in handy.